Meet Chris ...

My name is Chris Culbertson and I am an Automotive Sales & Finance expert with over a decade of experience in the Automotive Industry. I currently work directly with each and every customer that visits with me. I’m by your side throughout the entire process to ensure you have a full understanding of the loan and vehicle options available to you.

Over the years, I have worked almost exclusively with consumers that have less than perfect credit, repos, fixed income, and filed for bankruptcy. I have gained a thorough knowledge of both Chapter 7 and Chapter 13 Bankruptcies, their processes, and what needs to be in place in order for a lender to offer an approval.

I have developed a Fresh Start Program that has a proven track record of being successful. When we sit down together, we do so much more than just shop for a vehicle. We begin to create a plan to not only get your credit scores moving in a positive direction, but also set a timeline to refinance your loan and reduce the interest rate. As you keep building your credit with new activity and on time payments we work towards the goal of trading your vehicle in and purchasing the next one. With the proper knowledge, preparation, and a solid plan in place all of this can happen in a relatively short amount of time.

Every customer will also receive a personalized consultation to discuss financial literacy, loan APR amortization, personal bill budgeting (if requested), tips & tricks to boost credit, and managing credit cards regardless of their interest rates and finance charges. Personally, I have overcome my own financial hardships and rebuilt my personal credit scores. I have learned from going through it all myself. Let’s get a plan in place, and begin your Fresh Start today! I look forward to meeting you and helping create a plan for future financial success.

CHRIS CULBERTSON

AUTOMOTIVE SALE & FINANCE EXPERT

CALL OR TEXT ME AT (314) 403-CARS